Call Us 713-681-1967 ☰ ˟
Pay Now My Policy Español
Logo
social icons social icons

Since 1999

713-681-1967
Google+ Facebook
  • Home
  • Insurance Products
    • BondsImage of right arrow
      • Bond Request Form
    • SR-22 InsuranceImage of right arrow
      • Auto Insurance Quote
    • Car InsuranceImage of right arrow
      • Auto Quote Form (short)
      • Mexican Auto Insurance
    • Motorcycle InsuranceImage of right arrow
      • Motorcycle Insurance Quote
    • Limousine
    • Trucking Insurance
    • Commercial Auto InsuranceImage of right arrow
      • Commercial Auto Insurance Quote
    • Commercial Property Insurance
    • General Liability InsuranceImage of right arrow
      • General Liability Quote Form
    • Contractors InsuranceImage of right arrow
      • Contractors Insurance Quote Form
    • Business Insurance
    • Umbrella
    • Workers CompensationImage of right arrow
      • Workers Compensation Quote
    • Home InsuranceImage of right arrow
      • Homeowners Insurance Quote
    • Renters InsuranceImage of right arrow
      • Renters Insurance Quote
    • Flood InsuranceImage of right arrow
      • Flood Quote Form
    • Health Insurance
    • Professional Liability Insurance
    • Errors & Omissions
    • Tax
  • Locations
  • Blog
  • Reviews
  • Join Our Team
  • Claims
Home > Blog > Why to Be Honest About Your Driving Record When Getting Insurance
SUNDAY, JANUARY 6, 2019

Why to Be Honest About Your Driving Record When Getting Insurance



Are you planning to obtain a new auto insurance policy? Perhaps you are looking for quotes on an auto insurance policy to save money. When asked about your driving record, be honest. Not doing so is going to cost you in the long term. Most drivers will find car insurance even if they have a few points on their license. But, if you lie, you may not get coverage from any agent. Before you lie, consider the following about coverage.

Why Insurers Care

When you apply for auto insurance, you are asking an insurance company to take on some risk for you. While the company will profit from the plan, they do not want to take on drivers that are a high risk. This could cost them money in the long term. If they do take high risk drivers, they may increase the costs to that driver.

But, when you are not honest about your driving record, you become a high risk driver. That is, if you are not honest about this, the insurer is not sure what else you will not be honest about. Instead, put your best side forward. Provide accurate information about your accidents and driving violations.

They Will Know Anyway

You may think your insurer will not find out about an accident. After all, you did not file a claim. The problem with this type of thinking is that it is not true.

Nearly all insurance companies will check your driving record with the local DMV before issuing the policy. And, when they do, they will learn about any points on your license. They also will learn about the types of violations you have. This includes reckless driving and speeding violations. This information is essential to insurers. It allows them to determine risk.

It is better to provide accurate information up front. If you are unsure about your driving record, visit your local DMV. Request a copy of it. Remember, online quote forms for auto insurance are just that, a quote. They are an estimate. The true price to you only occurs when the auto insurance provider verifies that information against records.

Car insurance is a financial investment. It is also a legally binding contract. Be honest about it. Or, you may find you do not have coverage when you need to file a claim for your losses.

WE AT A-BEST INSURANCE CAN GIVE A GOOD RELIABLE RATE FOR YOUR INSURANCE NEED . PLEASE GIVE US A CALL AT 713-681-1967.

Posted 7:19 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2016
  • 2015
  • 2013
  • 2012

  • auto insurance(8)
  • renters insurance(4)
  • insurance(4)
  • home insurance(4)
  • flood insurance(3)
  • auto(3)
  • mexico insurance(2)
  • homeowners insurance(2)
  • car insurance(2)
  • commercial insurance(2)
  • surety bonds(2)
  • commercial auto insurance(2)
  • commercial auto(2)
  • floodinsurance propertycoverage insurance homeowner(1)
  • bonds(1)
  • teen driver senior insurance rates(1)
  • sr-22 liability texas(1)
  • driver license penalties texas insurance(1)
  • teens(1)
  • motorist(1)
  • texas contractor general liability construction(1)
  • driver(1)
  • mexico auto insurance(1)
  • obama care(1)
  • new business insurance liability prepare texas(1)
  • autoinsurance(1)
  • general liability(1)
  • mobile home insurance discounts coverage(1)
  • contractors insurance(1)
  • commercial(1)
  • texas liability auto insurance(1)
  • college student renters insurance auto(1)
  • claims(1)
  • home insurance a-best insurance why need(1)
  • health care(1)
  • commercial imnsurance liability(1)
  • motorcycle insurance(1)
  • mexican insurance liability full coverage safe travel(1)
  • coverage(1)
  • renters insurance texas coverage(1)
  • insurance coverage(1)
  • contractor insurance(1)
  • travel insurance(1)
  • uninsured(1)
  • business insurance(1)
  • lower(1)
  • liability insurance(1)
  • small business insurance(1)
  • texas tx motorcycle insurance coverage penalties(1)

View Mobile Version
Facebook
Google+
Get Directions
Contact Us Today
Contact Us
Resources
Products
Pay Now
About Us
Customer Service
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 7731 Long Point Rd, #1
Houston, TX 77055

O: 713-681-1967
© Copyright. All rights reserved. Powered by Insurance Website Builder