Tuesday, February 1, 2022As a renter, your risks of facing flood damage after a storm are just as high as those of a property owner. Yet, you may not have coverage for the losses you suffer from such an event. Flood insurance for renters may be very valuable as it can help to safeguard your possessions in the event of water damage. READ MORE >>
Tuesday, January 11, 2022Surety bonds may sound complicated, but they are actually a simple financial tool that can benefit both a contractor and the client that they are serving. In essence, a surety bond is a contract signed by both the business performing the work and the surety bond company that guarantees the clients that the work they are paying for will be completed. READ MORE >>
Thursday, January 6, 2022 When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>
Thursday, December 23, 2021 Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>
Thursday, December 16, 2021Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. READ MORE >>
Thursday, December 16, 2021 Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>
Thursday, December 9, 2021 Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>
Thursday, December 2, 2021 Individuals planning a cross-country trip spend a lot of time thinking and planning. This includes things to do along the way and the route they will take. However, cross-country road trips put a lot of wear and tear on your vehicle. For this reason, it is critical to ensure you always have it ready to go. READ MORE >>
Thursday, November 25, 2021When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. READ MORE >>
Thursday, November 25, 2021 Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>
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