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What is your home made of? It may matter more than you think. The value of your home and the cost to build your home depends on the types of materials it features. This includes the exterior wall construction. When selecting a home insurance policy, your agent will want to know what type of structure you own. READ MORE >>

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An act of God is a term used on many auto insurance policies. It defines instances causing an accident or damage beyond what man can create. That is, it applies to instances in which a person did not cause the damage your vehicle suffers. Not all types of car insurance cover this type of incident. READ MORE >>

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  Operating a business well means having trained professionals to help you. You probably spend a lot of money hiring and training your team. When something happens, and your business cannot operate, you do not want to lose those individuals. If you have business insurance, you do not have to. READ MORE >>

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Is fire a risk at your home? Nearly every home has some level of risk when it comes to fire. However, every homeowner has the ability to reduce that risk. To do so, you need to know how to spot concerns. And, you should have some basic steps in mind to keep your home safe. READ MORE >>

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  A tire blowout is any instance in which the tire becomes flat suddenly. This often happens while driving. When it occurs, you may need to pull over. You will need to get the vehicle repaired properly. Most of the time, you also have to work with your auto insurance company to see if you have coverage for it. READ MORE >>

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Thunderstorms cause significant damage to homes each year. The damage ranges from missing roof shingles to trees falling on the structure. Your home insurance may cover some or all of the thunderstorm damage. However, you can minimize some risks on your own. Taking steps to minimize risks helps keep your home insurance costs down. READ MORE >>

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  One of the most common causes of high business insurance costs is liability claims. A liability claim occurs when someone suffers a loss you or your business cause. They file a claim with your insurance company for the losses they face. The goal of business insurance is to ensure you have financial protection for these instances. READ MORE >>

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  Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

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    “A customer who purchased a vehicle from you brings it back to the lot with a mechanical issue. Your mechanic takes the vehicle for a test drive to see what’s going on, and in the process, hit’s another vehicle. He totaled the other vehicle and injured its driver. READ MORE >>

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  Whether you sell trucks or have a car wash, your vehicle service needs insurance coverage. The automotive world has a lot to offer. Today’s business owners are thriving, making money and staying protected. To stay protected, you need to make sure you have these four critical areas of protection. READ MORE >>

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