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There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>

Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>

If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick? Affiliation/Affinity Discounts READ MORE >>

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>

If you're like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn't have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts READ MORE >>

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. READ MORE >>

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value READ MORE >>

When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What's the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>

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