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As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details very carefully. READ MORE >>

Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination READ MORE >>

  When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. READ MORE >>

Many Americans have more possessions than they can keep in a house. As a result, many turn to self-storage businesses to store these items. So, the owners of the operations must insure their business to the highest degree. It helps guarantee operations remain secure in the event of unexpected problems. READ MORE >>

Are you planning to obtain a new auto insurance policy? Perhaps you are looking for quotes on an auto insurance policy to save money. When asked about your driving record, be honest. Not doing so is going to cost you in the long term. Most drivers will find car insurance even if they have a few points on their license. READ MORE >>

Most business owners need to maintain comprehensive insurance coverage for their property. This includes property insurance, contents insurance and liability coverage. Like many consumer-based home insurance policies, business insurance does not outright cover flooding or earthquakes. READ MORE >>

Choosing the right one can be a little confusing. But we want to make it plain so you can file the right form and get every credit and deduction you’re entitled to. The three most common forms are the 1040A and 1040EZ – for simple tax situations – and the 1040, for more complex ones. READ MORE >>

You may be looking for a way to add a bit of privacy and comfort to your home. A she-shed, or a he-shed, is a trendy way of doing just that. Converting an outdoor shed into a space for relaxation can be a good thing. Before you do that, though, you need to be sure you are creating a space that is safe. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step is to call your auto insurance company. READ MORE >>

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