Tuesday, May 3, 2022Businesses across industries face a wide range of risks during operation. One of the main risks is lawsuits, either from employees, business partners or clients. Business liability insurance it designed to provide coverage for legal expenses related to such lawsuits. READ MORE >>
Friday, April 8, 2022If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. READ MORE >>
Wednesday, March 9, 2022Technology has led to many changes across many industries, including the insurance industry. Recently, many insurance providers began offering usage-based auto insurance programs powered by technology to remain competitive and offer their customers rates based on actual data about their driving patterns. READ MORE >>
Tuesday, February 1, 2022As a renter, your risks of facing flood damage after a storm are just as high as those of a property owner. Yet, you may not have coverage for the losses you suffer from such an event. Flood insurance for renters may be very valuable as it can help to safeguard your possessions in the event of water damage. READ MORE >>
Tuesday, January 11, 2022Surety bonds may sound complicated, but they are actually a simple financial tool that can benefit both a contractor and the client that they are serving. In essence, a surety bond is a contract signed by both the business performing the work and the surety bond company that guarantees the clients that the work they are paying for will be completed. READ MORE >>
Thursday, January 6, 2022 When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>
Thursday, December 23, 2021 Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>
Thursday, December 16, 2021Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. READ MORE >>
Thursday, December 16, 2021 Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>
Thursday, December 9, 2021 Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>
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